REQUIREMENTS:
1.) Visit http://www.kmart.com/layaway and browse all the great gifts you can purchase through the Kmart Layaway program.

2.) Talk about whether or not you have started your holiday shopping yet.
- If you have started what have you purchased already?
- If you have yet to start talk about why you haven't.

3.) Discuss what you can get through the Kmart Layaway program that would be a PERFECT gift for someone on your list!

Additional Information:
Layaway became popular by allowing shoppers to make incremental payments for larger purchases and gift items. “This holiday we know that savvy consumers want to hold onto their ready cash and don't want to tie up their credit or incur interest charges on the cost of a purchase. Yet, they still want to make Christmas happen for their families,” said Susan Ehrlich, head of Financial Services, Kmart.

“Layaway enables our customers to reserve those ‘hot’ items early, pay over time and pick them up before Christmas,” added Mark Snyder, chief marketing officer, Kmart. “The Kmart layaway program makes it easier for families to make the holidays special – and Kmart is the one-stop destination for amazing quality and value this season.”

“Layaway is also a great way to not only start shopping early and find great selections at Kmart,” said Snyder. “It also allows our customers to spread their payments over time and better plan their holiday spending.”