I am a 30-something stay at home librarian mama raises a two year, an infant, and grieves the death of one daughter. I'm a recovering know-it-all who dishes honest opinions about everything. As a recovering- broke person, I am seeking to gain Financial Peace using the Baby Steps prescribed by Dave Ramsey. I write honestly about the trial and error of ins and outs of raising a family on a tight budget, while completing by graduate degree, and coping with the death of my twin daughter.