My fingers are crossed that everyone’s familiar with the saying “Broke as a spoke, and that ain’t no joke”, but it could just be something I picked up from the Polish side of my family.

I post about my quest to become debt free, including my daily spending habits, fights with Sallie Mae, paying off all of my credit cards, setting up an emergency fund, pumping up my 401k, and saving for lots of fun stuff like vacations, a house, new clothes…you know, the necessities.

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